01
0
Retention
Zero document retention after analysis. None of your data used for model training.
For Credit Risk, Loan Monitoring & Supervision
The AI analyst forrisk management.
Credit applications, covenant monitoring with headroom, early warning, NPL/UTP files through to ICAAP and stress tests. Every answer cited to the source.
02 · PLATFORM IN ACTION
From credit file to committee-ready memo
Amaril extracts covenants and headroom from the facility agreement, cross-checks financials and credit register data, and drafts a cited credit memo ready for the credit committee.
02 · VALUE
Turn institutional knowledge into operational advantage.
02
GDPR
Compliant by design
Guaranteed regulatory compliance. Complete audit trail for every query and citation, ready for internal audit and supervisors.
03
100%
Dedicated server
A machine just for you. Credit files and risk data stay inside your perimeter, never mixed with anyone else's.
03 · Credit Risk, Loan Monitoring & Supervision
How teams use Amaril
Search, review, draft and verify without breaking the document workflow your team already trusts.
Credit Applications and Credit Memos
Query the credit file in natural language: financial statements, credit register data, company records and appraisals become a cited credit memo draft, aligned with the EBA guidelines on loan origination and monitoring.
Query
Query the credit file in natural language: financial statements, credit register data, company records and appraisals become a cited credit memo draft, aligned with the EBA guidelines on loan origination and monitoring.
Credit Applications and Credit Memos
- KPI and behavioural data extraction
- Credit file completeness checks
- Credit memo drafts with citations
Covenant Monitoring with Headroom
Extract covenants and definitions from facility agreements, verify compliance certificates and track headroom at every test date, with breach and waiver flagging.
Query
Extract covenants and definitions from facility agreements, verify compliance certificates and track headroom at every test date, with breach and waiver flagging.
Covenant Monitoring with Headroom
- Covenant and definition extraction
- Compliance certificate verification
- Headroom computed at every close
Early Warning and NPL/UTP Files
Cross-reference interim accounts, behavioural data and correspondence to catch deterioration signals, and reconstruct non-performing files: collateral, appraisals, restructuring plans and agreements.
Query
Cross-reference interim accounts, behavioural data and correspondence to catch deterioration signals, and reconstruct non-performing files: collateral, appraisals, restructuring plans and agreements.
Early Warning and NPL/UTP Files
- Early warning indicators from documents
- IFRS 9 staging support
- Collateral, appraisal and plan reviews
ICAAP, ILAAP and Stress Tests
Support the drafting of the ICAAP/ILAAP report and stress test documentation: chapter drafts, consistency checks against the RAF and policies, responses to SREP findings and requests.
Query
Support the drafting of the ICAAP/ILAAP report and stress test documentation: chapter drafts, consistency checks against the RAF and policies, responses to SREP findings and requests.
ICAAP, ILAAP and Stress Tests
- Report chapter drafts
- Consistency with RAF and internal policies
- Scenario and methodology documentation
03 · Credit Risk, Loan Monitoring & Supervision
How teams use Amaril
Search, review, draft and verify without breaking the document workflow your team already trusts.
Query
Query the credit file in natural language: financial statements, credit register data, company records and appraisals become a cited credit memo draft, aligned with the EBA guidelines on loan origination and monitoring.
Credit Applications and Credit Memos
- KPI and behavioural data extraction
- Credit file completeness checks
- Credit memo drafts with citations
04 · PLATFORM
One platform for search, drafting, and document workflows.
Credit Applications and Credit Memos
Query the credit file in natural language: financial statements, credit register data, company records and appraisals become a cited credit memo draft, aligned with the EBA guidelines on loan origination and monitoring.
Covenant Monitoring with Headroom
Extract covenants and definitions from facility agreements, verify compliance certificates and track headroom at every test date, with breach and waiver flagging.
Early Warning and NPL/UTP Files
Cross-reference interim accounts, behavioural data and correspondence to catch deterioration signals, and reconstruct non-performing files: collateral, appraisals, restructuring plans and agreements.
05 · FAQ
Frequently asked questions
Deployment, integrations, permissions and rollout: the answers you need before taking Amaril into production.
